Continuation
of Benefits after Termination (COBRA)
[Faculty Handbook Category #1]
Under most circumstances, employees who leave the
employment of the college will be given the opportunity to continue some of
their benefits at their own cost, pursuant to state and federal benefit
continuation laws.
|
Benefit |
Extension |
|
Health/Dental
Insurance |
18 months ·
for termination (except gross
misconduct) or reduction in hours which causes employee to be ineligible 24 months ·
if absent from the college for military
leave that qualified under the Uniformed Services Employment and Reemployment
Rights Act (“USERRA”) 29 months ·
if disabled 36 months ·
for the separated or divorced spouse
and/or children ·
for the surviving spouse and/or children
of deceased employee ·
for covered child who becomes ineligible
due to age |
|
Life
Insurance (Employee
Only) |
18 months ·
for termination (except gross
misconduct) or reduction in hours which causes employee to be ineligible |
|
Medical
Reimbursement |
18 months ·
for termination of employment (except
gross misconduct) 29 months ·
if disabled |
|
Employee Assistance Program |
18
months ·
for termination of employment |
There are some situations where the period of extended
coverage under Minnesota State Law may be longer than under the COBRA
provisions. Questions should be directed to the Human Resources Office.