Voluntary Accident Insurance (AD&D)
[Faculty Handbook Category #4]
Employees with an FTE of 0.50 or greater can purchase 24 Hour Accidental Death & Dismemberment (AD&D) insurance. 24-hour AD&D can be elected in $10,000 increments up to $500,000 (limited to 10x salary) for single or family coverage. The amount can be changed each year without proof of insurability. This plan covers both occupational and non‑occupational accidents and protects the insured 24 hours a day. Employees pay for these premiums with after tax deductions.
NOTE: If the college employs husband and wife, only one may purchase family coverage.