St. Olaf Student Health Insurance
St. Olaf College is interested in the health and well being of our students. As such, St. Olaf requires that all students enrolled at the College have health insurance coverage. You can purchase insurance through the College. If you are not covered under a comparable health insurance policy, you will be expected to participate in the Student Accident and Sickness Insurance Plan is offered through Specialty Risk with St. Olaf College’s cooperation. Please click on the link below for the policy information.
Students may waive or enroll in the Student Accident and Sickness Insurance Plan by completing the Student Health Insurance Form online at:
ALL STUDENTS MUST COMPLETE THE STUDENT HEALTH INSURANCE FORM. Students choosing to waive coverage for the 2008-09 school year must have completed the Student Health Insurance Form prior to Sept. 16, 2008. Failure to do so resulted in your student account being billed a non-refundable insurance premium of $760 for the Student Health Plan through Specialty Risk Group.
Whatever your health insurance has been in the past, please consider the following issues when choosing between the available options for 2008-09. First, many home-based HMO plans do not provide adequate coverage outside of your home area. Emergency treatment is often the only acceptable coverage when received outside of the HMO network of providers. Secondly, if you are considering study abroad, many plans offered do not provide coverage while outside of the United States. We encourage you to review your current health insurance policy with your parents to ensure that it sufficiently covers you while pursuing your academic interests at St. Olaf. For those of you who are considering Division III sanctioned athletics, the College carries a separate insurance policy to cover injuries sustained in these activities. That policy has a $1,000 deductible. This $1,000 can be billed to whatever other insurance policy the student athlete has in place. The policy described in this letter will pay for the first $1,000, serving as coverage for the deductible. Your current policy may not provide athletic coverage.
2008-09 St. Olaf Health Insurance Plan
For questions about the benefits of the St. Olaf College Student health plan contact: Specialty Risk Group
2233 N. Hamline Ave., Suite 550
St. Paul MN 55113
800-513-3788
www.specrisk.com
Information for St Olaf students already covered under the plan

