St. Olaf Student Health Insurance

 

St. Olaf College is interested in the health and well being of our students. As such, St. Olaf requires that all students enrolled at the College have health insurance coverage. If you are not covered under a comparable health insurance policy, you will be required to participate in the Student Accident and Sickness Insurance Plan which is offered through USI Affinity Collegiate Insurance Resources with St. Olaf College’s cooperation. Please click on the link below for the policy information.

The policy available to St. Olaf students is an accident and illness plan that provides coverage for diagnosed illnesses and injuries due to accidents.  The plan will provide coverage for a full twelve months from August 15, 2012 to August 14, 2013. The cost of the St. Olaf Health insurance is $992 for the 2012-2013 academic year.

Whatever your health insurance has been in the past, please consider the following information when choosing between the available options for 2012-2013. First, many home-based HMO plans do not provide adequate coverage outside of your home area. Emergency treatment is often the only acceptable coverage when received outside of the HMO network of providers. Secondly, if you are considering study abroad, many plans do not provide coverage while outside of the United States. We encourage you to review your current health insurance policy with your parents to ensure that it sufficiently covers you while pursuing your academic interests at St. Olaf.

For those of you who are considering Division III sanctioned athletics, the College carries a separate secondary insurance policy to cover injuries sustained in these activities (see College Sports Medicine for additional information). The Sports Medicine Policy has a $1,000 deductible. This $1,000 can be billed to whatever other insurance policy the student athlete has in place. If you purchase and enroll in the St. Olaf Student Accident and Sickness Insurance Plan, it will pay for the first $1,000, serving as coverage for the deductible on the athletic insurance. Your current policy may not provide athletic coverage. If you are a student athlete, you will need to complete the Student Health Insurance Form prior to providing athletics with your general health information.

Students must complete either the waiver form or the enrollment form online each academic year. We cannot take it over the phone or take a copy of their current health insurance card. Failure to waive or enroll in the insurance will result in your student account being billed a non-refundable insurance premium. Please watch for upcoming emails regarding the health insurance.

For questions about the benefits of the St. Olaf College Student Health plan, please contact:

USI Affinity Collegiate Insurance Resources
800-322-9901
www.cirstudenthealth.com/stolaf